And if you're 60 or older, the icing on the cake is the Silver Select Club. Langley is a good choice for banking at any age. If you have $3 million in investable assets, you're eligible for Private Wealth Management, which provides planning and strategies designed for affluent clients. Generally, customers with at least $300,000 in investable assets qualify for Wealth Management, which comes with a dedicated advisory team. Bank also offers comprehensive wealth-management services, including financial planning and investment management, as well as self-directed investment accounts.
Among savings products, the promotional CD specials are especially appealing recently, an 11-month CD yielded as much as 2%, and a 19-month CD yielded as much as 2.25% ($1,000 minimum, rates and terms vary by region). Bank doesn't charge for using out-of-network ATMs with this account, although the ATM owner may levy a fee. The account offers free paper statements and copies of checks, and a 50% discount on a safe-deposit box and on new checks (plus, the first box of checks is free). And if you're 65 or older, you'll pay no monthly fee for Premium Checking, which otherwise requires a $5,000 minimum balance to avoid the $10.95 monthly fee. Bank is a solid choice if you prefer to do your banking in person.
